Checking
Freedom of Choice Checking is 1ST SUMMIT BANK’S checking account packages that offer a variety of benefits that are sure to suit your lifestyle. All accounts provide Free 1ST SUMMIT Online Banking, and Free eStatements. Bill Pay is available at no charge when you pay at least one bill per month. Any checking account with daily balances of $2,500 or more will waive ATM fees.
The Club Checking/Club Gold Checking
Join our members who enjoy many unexpected money saving lifestyle benefits. Your Club dues include/cover unlimited check writing, discounted personalized checks, and interest earning capabilities.

Plus, you will want to take advantage of hundreds of discounts at merchants locally and nationwide. The option to purchase gift cards at a discount, enroll in credit card protection, Accidental Death Insurance, free money orders, treasurer’s checks, photo copies and laminating, are just some of the many privileges available. Members can also take advantage of the monthly eStatement.
PrimeTimers’ Club Checking
This interest bearing checking account is for customers 50 years of age and older. PrimeTimers’ Club includes discounted personalized checks, unlimited check writing, Free VISA® Check Card, local merchant discounts, free money orders and Treasurer’s Checks and limited photo copies. PrimeTimers’ Club members will enjoy the social aspect of a wide variety of events and trips planned exclusively for them. PrimeTimers' Club members also receive a monthly newsletter filled with financial articles, current promotions, and upcoming invitations to trips.
Regular Checking
This checking account offers hassle-free features, including easy access to manage your money with our VISA® Check Card. Enjoy the flexibility of unlimited check writing with a low minimum balance.
Web Checking
Bank on your own time with total electronic banking. You have the convenience of banking how you want, wherever you like. No checks necessary. Access your account through these free services:
- 1ST SUMMIT Online Banking
- Check Card with unlimited debits/withdrawals
- Mobile Banking
- Monthly eStatement
No Frills Checking
This classic account has the basic essentials for conventional banking needs. Enjoy unlimited check writing and no monthly maintenance fee. This is a cost-effective choice for the occasional user and students. A VISA® Check Card is also available for a low monthly charge.
1ST SUMMIT BANK'S Fresh Start Checking Account® Options
Life has a way of throwing you curves and leaving your finances in turmoil. If the management of your checking account has suffered and you have been denied a checking account at another bank, 1ST SUMMIT BANK's Fresh Start Checking Account® options may be just what you need. Missing the convenience of a checking account?
Talk to one of our Professionals today.