Personal Loans

Experience the difference with 1ST SUMMIT BANK Life Improvement Loans®. Our great rates with a payment you can afford are waiting for you. 


We specialize in consumer lending.  We help our customers and strive to give you the best service no matter the loan type.

Auto Loans

  • New or used vehicles

Recreational Vehicle

  • Purchase a snowmobile, RV, jet ski, or boat for the adventurer in you

Bill Consolidation

  • Minimize your debt for year-round financial security

Custom Credit Line

  • This personal, unsecured credit line is perfect for emergency cash needs

Educational Loan

  • In certain circumstances, our lenders can tailor a repayment plan in place of your government student loan