Personal Loans

Experience the difference a personal loan can make in your day-to-day activities.

We’re Here For You…

From simple every day banking to helping you fulfill your dreams.

EASY AFFORDABLE PAYMENTS

Loosen your tight budget with funds you can use now.

Bill Consolidation

Take advantage of a bill consolidation loan when multiple sources of high-interest debt strangle your cash flow. This loan gets you a lower interest rate and reduces the amount of time it takes to pay off debt.

The ease of one payment can help you see the light at the end of the tunnel of debt!

Custom Credit Line

An unsecured credit line is the answer to life’s unexpected emergencies. A custom credit line usually offers a better rate than a credit card, especially if you have good credit.

This is a great choice for quick cash needs.

Sewer Line Upgrade

With one of our Sewer Line Upgrade loans, you don’t have to wait for repairs to your home’s sewer lines

Loan Inquiry

Name(Required)

First Last

Phone(Required)

Email(Required)

What type of loan are you interested in?(Required)

How much would you like to borrow?(Required)

Additional information on how we can help you

WE RECOMMEND

Build a personal banking suite with products designed to organize your spending and saving

Home Equity Loan

Put your home’s value to work for you.

Personal Credit Cards

Use your credit card to enjoy free access to all our ATMs.

Saving Accounts

Whether saving for the long-term or the short-term, we have a solution to help you stash and grow your funds.

EXPERIENCE THE DIFFERENCE AT 1ST SUMMIT

Experience for yourself why we’ve been in banking for 100 years

Switching is easy

Simplified banking

Why switch?

Secure Convenient banking.

Uniquely personal relationships.

Big bank features with a community bank experience.

A true community bank

Invested in your community

Volunteering:

We support the arts in your community.

We support family services in your community.

We support impactful events that make a difference.

We are in your neighborhood

Convenient Locations

Unique Experience:

We believe banking is personal.

Stop in and see us.

Start banking.

Financial Calculators

Calculate the possiblities

Crunch the numbers to see what you can save, spend, or borrow.

A Snap Shot of the Financial Possibilities

Use our interactive financial calculators to assist with your budgeting, saving, and loan planning.

*Available for sewer upgrade projects only. Maximum $7,500 loan amount. Proceeds are paid to the contractor; 1/2 up front and 1/2 when work is completed to customer satisfaction. Signed contract/bill of sale for work to be completed is required. AFT from 1ST SUMMIT checking required. $36.50 document preparation fees apply. Subject to credit approval. Minimum 700 credit score required to receive rate.