1st PERKS Checking 

Checking accounts that connect to more than just your money

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Business Banking

Business Banking Solutions you need to accomplish your business plans

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Retirement Plans

It’s never too late or too soon to start planning for retirement

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Experience the Difference at 1st Summit Bank

Open a checking account for personal and business and bank anywhere with secure online and mobile banking or our mortgages and home loans. 

1st Summit Bank is committed to personal, community-driven banking. We invest in the communities where you live.

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Choose a checking account that fits your life. Convenient features, debit card controls, and online banking for 24/7 access.

Compare Checking Accounts

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Get the business banking and cash-management tools you need with local support, digital convenience, and solutions that scale with your company.

View Business Banking Options

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Buy, build, or refinance with local decisions and hands-on guidance. We offer new construction mortgages and home equity loans.

See Mortgage and Home Loan Options

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Review our competitive mortgage, new construction, and home loan rates.

View our Mortgage and Home Loan Rates

Online & Mobile Banking

Banking is no longer confined to the clock.

Access accounts online, anytime, to check balances, pay bills, transfer funds, and manage money on the go. Use features like mobile deposit, eStatements, and bill pay with advanced security to protect your information.

We Want You As A Customer

 

Ready to open a checking account?

Dreaming of purchasing a new home?

Ready to take your business to the next level?

Contact us today.

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Customers Who Experienced the Difference

Local businesses and neighbors choose us for responsive service and creative financing.

Read their stories and imagine what we can do together.

 

Dr. Miller

, Dr. Russell Miller, MD Family Medicine

“1st Summit, a true community bank, stepped in during construction and was creative and flexible in working with me to finish construction and open a new office.”

dr. Russell Miller, MD

Jerry and Laurie Tibbott

, The Roost Event Center

“We value the personal banker philosophy the bank has and their exemplary customer service.”

The Roost Event Center

Forrie Spangler

, Spangler Subaru

“The Bank utilizes creative lending to get the project completed and the customer satisfied.”

spangler subaru

Corey Crocco

, The Willow and Flair of Country

“The Bank is always there for us no matter what.”

The willow

WHY BANK LOCAL

Personal service. Local decisions.

We are a true community bank with convenient location, quick decisions, and personal service that puts you first. All backed by modern, secure banking technology.

Financial Literacy

Knowledge is power. Financial education articles to keep you informed about spending, saving, and everything in between. 

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Using Your Home As Collateral

What to know before you get a home equity loan.

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The Debit Card Management App

Control your debit card from our new debit card management app.

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Understanding Your Credit Score

Your credit score and credit report play a crucial role in your financial life.

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Invested in the Communities We Serve

Whether it’s volunteering our time or investing in local causes, our goal is to help our communities grow stronger.

A Century of Financial Service

We continuously evolve to provide financial solutions coupled with state-of-the-art cyber security measures. 

1st Summit News